[Latest!] Top 14 Quick Online Loans In Nigeria

Thinking about how to get quick and instant loan in Nigeria? Online loans in Nigeria and their loan sites can meet your personal loan needs. These companies can help Lagosians get a quick loan in Lagos or anyone who wants to borrow money online in Nigeria. Check out my list of top 14 quick online loans in Nigeria.

Thinking about how to get quick and instant loan in Nigeria? Online loans in Nigeria and their loan sites can meet your personal loan needs.



These online lending platforms can help Lagosians get a quick loan in Lagos or anyone who wants to borrow money online in Nigeria.

Loans have been trending as the solution and micro finance banks, are adopting a way to rid the society of financial exclusion. Even corps members now take quick Nysc loan to cater for their financial needs

Although the spotlight has been focusing on the masses, especially the petty traders, but it is quite unfortunate that not all masses are as opportune as the petty traders due to some valid reasons.

Get quick online loans

In as much as it is unwise to go to commercial banks for personal loans, and some other kinds of loans, it is also not easy to get cash loans from micro finance banks. Fortunately, online loans have joined in giving whiplashes to financial exclusion.

Online loans in Nigeria? Surprising yet true, considering what it takes to survive in the blessed country. Online loans in Nigeria are lending platforms that offer loans in Nigeria, no queuing, no fee charge for loan application, and other exciting features.

Some lending platforms offer these quick loans without collateral, while some require a form of asset for collateral.


Top 14 Quick Online Loans In Nigeria


This list was compiled based on Alexa rankings on 28th of February, 2018. Though, it’s now possible to borrow money online in Nigeria, kindly read the terms and conditions of each online loans lending platform. This list is for information purposes only.


A product of OneFi, ranking 1,669th website in Nigeria, offers online loans in Nigeria. You can visit www.paylater.ng for more information.


3,652nd website in Nigeria is a platform where lenders meet borrowers, or vice versa, for online loans in Nigeria. Fint risk assessment, which cost #3, 000, determines your eligibility for a loan.

Loan amount offered are between #60, 000 – #2, 000, 000. Repayment duration is done on fixed term of 3, 6, or 12 months. Interest rates on loan can be as low as 2% monthly.

It is also one of the lending platforms that offer quick loans without collateral in Nigeria.Before disbursement of loan to bank account, a commitment fee of 8% must be paid by the lender. Vist https://fint.ng/.



This is a platform that offers online loans in Nigeria, which include personal loans, travel loans, group loans.

They offer loans worth #3, 000, 000 to be paid back in 12 months with interest rate of 3.75 – 4.5% monthly.

They currently give loans to salary earners only. www.zedvance.com for more information. They rank 7,738th website in Nigeria.



Want to borrow money in Nigeria? Kwickcash is an online lending platform, created by “partnership between banks, mobile operators and technology companies”, that offers online loans in Nigeria.

It offers loan amount of up to #500,000 with no collateral. The repayment duration is between 14 – 30 days with interest rate 5 – 15%. It is ranked the 9,113th website in Nigeria. www.kwikcash.ng.

4 Quick Loan In Lagos For Fast Loans In Nigeria


Looking for quick loans in Lagos? These 4 lending platforms can meet your needs. They are also among the first 8 online loan sites in Nigeria

5Quick Check

Another lending platform, that offers quick loans in Lagos, to the “undeserved” in a bid to promote financial inclusion. Quickcheck is ranked 9,153rd website in the country. Care to have “a bank in your pocket”? Visit www.quickcheck.ng.


6C24 Loans

C24 offers online loans in Nigeria with maximum loan amount of 2 million to be repaid with affordable low interest rate in maximum of 9 months.

This 7,136th website, in Nigeria, offers quick loans in Lagos that are easy to apply for. visit https://C24.com.ng/.

7KiaKia Online Loans In Nigeria

One of the online lending platforms that offer quick loans in Lagos, ranks 5,576th website in Nigeria.

The maximum loan amount is #5, 000, 000, with maximum repayment period of 6 months (for existing applicants) and 30 days (for first time applicants).

You can follow this link https://www.kiakia.co/ to ask Mr K. for more details.



A mobile lending platform, by sterling bank, that gives online loans in Nigeria, not more than 5 million for personal loan, wedding finance, etc. It ranks 7, 003rd website in Nigeria.

It offers loan without collateral, no paper works, instant scoring, and disbursement is done within 5 minutes after approval. They do not just offer quick loans in Lagos but nationwide. https://www.myspecta.com/.

Now You May Ask:

Which Is Nigeria’s Best and Fast Loan Company?


Hmm, what do I say? You don’t expect me to answer that, you know why? I haven’t tried all but Rankings on Alexa have placed each company’s site based on visit.

Also, I’m not directly recommending any of these sites, this list is for information purposes only. So, Let’s continue with the list..



www.creditville.ng, ranking 12,471st website in Nigeria, is a mobile lending platform that offers online loans in Nigeria.

The maximum amount of loan is #250,000, with varying minimum loan amounts. The maximum loan duration is 12 months.

10Snap Credit

Loan amount offered is dependent on individual source of income, and repayment history (for existing users).

Snapcredit offers online loans in Nigeria with interest rates varying with amount of money loaned and repayment period. Disbursement occurs within few minutes after loan request has been confirmed.

Repayment of loans, on this 12,531st website in Nigeria, is done through salary.  https://www.Snapcredit.ng/ also offers multiple loans.


11Pay Connect

Ranking 18,367th website in Nigeria, this platform doesn’t offer loans directly but serves as an intermediary between lender and borrower in online loans in Nigeria.

Payconnect offers no collateral loans in Nigeria, loan amounts are dependent on your source of income. http://payconnect.ng/.


Promising exemplary customer service, innovation and technology, One-fi.co formally known as One Credit, is another quick online loans platform in Nigeria.

Ranking 23,879th site in the country, One-fi aims at democratizing access to finance by leveraging data and technology.


13Aella Credit

www.aellacredit.com offers online loans in Nigeria with reasonable interest rates, no registration fee, no management fee, and flexible repayment plans.

Instant disbursement to bank account is guaranteed if loan request has been approved. Aellacredit ranks 25,260th website in Nigeria.

14Fair Money

It is a platform where online loans in Nigeria are gotten effortlessly.

The steps involved in securing a loan on this platform include answering some questions, among other steps. Loan amounts vary with an increment of #20, 000 between. https://www.fairmoney.com.ng/ ranks 26,702nd website in Nigeria.

Quick Online Loans In Nigeria (Summary)

There you have it! My list of top 14 online loans in Nigeria. As you have seen, some online lending platforms require collateral while some are without collateral.

Whatever you do, try as much as possible to check out the terms and conditions of each platform, and also the interest rates and pay back time frame before you put in for an application.


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